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Reasons for Having a Business Proposal Template

A business proposal template is an important tool for any organization. Remember the business has set rules and regulations. It includes the resolutions and plans. It serves the firm with a clear direction on its operations. You are in an economic and dynamic system where there are business participants and various stakeholders. Planning for and designing good proposal is so significant for your business company. The most inviting reasons why you need to come up with a business proposal template is shown below.

To Facilitate the Way Forward in Future

It is not enough to know the current stand of the business but also be built on the foundation strong enough to contain the future. It provides a strong foundation within which the business shall be working upon to achieve. When you commit your ideas and intentions in a paper, it will keep you reminded of what you need to do and when. It will provide particular answers to the specific issues that may arise in the process of running the business. It helps one function incredibly and prevent you from exercising what is against from what you laid down or may lead to disconnection. The outcome of the business will be dependent on your understanding over a given region that you choose to lay your expertise in.

Develop and Communicate the Scope of Action

It is easier to attract customers when you have stated your jurisdiction as far as your scope of work of work is concerned because the clients will not have to stumble anymore looking for the solution to their concerns. When you have a clear business proposal, it is easy to communicate your intentions and your expertise to the many customers that come along way. It relieves you of too much talking since you have provided it on the paper or even website. It also builds a lot of confidence within the client on the seriousness of your firm in performing the tasks associated with you. It restricts the organization to perform that which has been described. There is maximum feedback to any questions that would have been raised in the proposal.

It Opens Funding Opportunities for The Firm

There is various donor who can help fund a business other than relying on the cash flows. Following this, a firm can, therefore, seek financial help from external funders. A firm can always find a funder if they seriously look for one. These funders will want to look at your business proposal, see how your strategy is and the future laid there. This influences their decision concerning the money issues. In contrast, if there is no proposal at all it may be difficult to convince an investor or a funder.

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Attributes Of A Plumber

A plumbing problem calls for immediate attention Plumbing problems call for an expert to fix this issue. Various plumbers specialize in a particular field in plumbing. Competitive plumbers have certain qualities that help them in their job.

Plumbers must be certified to operate by the necessary body. Licensed plumbers must go through training and pass a test showing that they are experienced and have the knowledge of fixing problems. They must be aware of the current building codes and are up to date on changes that may arise on the building codes. There are fines when one is found hiring an agent who is not allowed to operate. Make that there is insurance cover against any accident or mistake. One tend to pay more when damage occurs when not protected by an insurance company.

Several plumbers charge a service call fee when you call them to assess your problem. Be aware of the amount charged before seeking any service. Hire a plumber who is near you to avoid incurring extra charges involved in traveling. A local plumber is also aware of the local codes and inspectors.

Emergencies relating to your plumbing system may arise at odd hours. Inquire on the availability of a plumber to fix such issues. the ability to answer the call fast is crucial when an urgent plumbing problem arises. A plumbing problem can lead to massive losses if not handled well. Dangerous damages like burnings may result if caution is not taken to fix a leaking has tanked. Look for an emergency plumber who is available at all times. One will avoid losses when such urgent plumbing problems are solved, but the service is a bit high.

Each plumber deals with a different problem. Ask your plumber if they are skilled in handling your case. This will speed up the repair and also they are better in their field of specializations.

You will get the best advice when you seek help from a competent agent. A qualified plumber will attend at each problem separately or the entire plumbing system as a whole. They will offer advice on improving your home plumbing system. for example, clogged drains may be fixed by rectifying the sagging pipes in the basements or replacing the old pipes. A the plumber will help in solving issues that may arise later hence saving on the extra cost.

Different tools are used to fix a plumbing system, but there is no need to have them when you employ the services of a plumber. Many people incur an extra cost when buying the right tool to do the job. There are several mistakes that may occur with the use of plumbing tools when the right tool is not used to repair the plumbing problem.

Guarantee of the job done is always there when one hire an expert to solve the problems in the plumbing system.

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Benefits of Hiring a Lawn Care Company We all like it when our lawns are looking great but most people are torn between hiring lawn care companies and handling the job by themselves. Both options sound viable but in real sense, seeking the services of lawn care companies is way much better. Here is an article that will help us understand why this is so. Maintaining your lawn is no mean task as this calls for hiring experts. Lots of folks are of the idea that reading lawn care articles is all there is to doing this. This is far from the truth given that this is something that can cause more bad than good. Lawn care experts possess the needed knowledge to give your lawn a touch of class. It goes without saying that lawn care is an undertaking that calls for a lot of dedication and time. If you were to research how to go about this, you will need to spare hours on end and there is a chance that you might not get it right. What’s more, this is the true definition of manual work yet this should be the place you should be resting. Hiring a professional Wellington lawn care company will help save time that can go into checking off other tasks on your to-do list.
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Inclining towards lawn care services is not only a time but money saver too. For your lawn to be beautiful, it is important to include factors like weeding, fertilizer, seeding, plus more. It is additionally essential to purchase the proper set of equipment in order to have a lawn that’s great. Purchasing all the stuff that’s needed could put a significant dent in your wallet. On the other hand, hiring these services is nowhere near the amount you would have to shell out if you were to buy the needed resources. The cash that gets freed up could be utilized in doing other fun things.
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Issues will get identified way before they stem out if you made lawn care companies your best friend. Lawn experts have the needed experience to see symptoms of disease, weeds, and pests that you might not notice. Whenever such issues are nipped at the bud before they begin, you’ll not only be saving money but your precious time as well. Lawn care services is something you need to consider in the event that you plan to sell your house. Your yard is among the first things that prospective buyers see as they view your home. You can be sure that you will make a great first impression if your lawn looks awesome. A lawn care company will in this case helps increase the value of your home.

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Hiring a Divorce Attorney? Consider These Factors First The process of contracting the services of a divorce attorney shouldn’t be taken lightly if you consider the stakes involved. If you are parting ways with your partner, then you should be aware that the court will be involved in not only ending your union but also how you are going to divide the assets you own plus how you are going to parent your children after separation. Consequently, be prepared to suffer both financially and emotionally if you make the wrong hiring decision. The following article discusses some of the factors to take into consideration before picking your choice. Assess experience Only consider working with an experienced attorney if you want a positive outcome out of your case. An experienced attorney understands how the court system works in your jurisdiction and will prepare your defense well with the aim of winning your case. In addition, such an individual has probably dealt with cases comparable to yours before hence will not have difficulty coming up with winning tactics. However, make sure that you deal with attorneys highly knowledgeable in family law, especially those who have expertise in divorce cases. In a nutshell, make sure that you draw a shortlist of experienced attorneys if you want to get the best lawyer for your case. The last thing you want is to be humiliated in court bearing in mind that divorce is stressful and draining exercise.
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Communication skills
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Ensure that the person you hire has good communication skills if you are planning to contract the services of a divorce lawyer. A lawyer that cannot provide quick and straight forward answers to your queries is likely to be problematic down the road. If you hire a straight communicator, the you’ll have a chance to perform better in your case. You can ask friends and family to recommend good lawyers that they know. Check out review sites online, if you don’t want to take any chances with your recruitment. In the end, contracting the right lawyer can be the difference between making the right or wrong choice. Its better to access quality services by paying better rates but never compromise on quality when making a hiring call. Charges Another factor to consider when hiring lawyer is the fees being asked. You should preferably select a lawyer you can afford without any problem. The advantage is that there are many lawyers who charge reasonable rates that any ordinary person can afford. If a lawyer is offering free consultations, then you should take advantage of such offers and get to know the person you are considering for the job. Ultimately, the process of selecting the right lawyer for your divorce case shouldn’t be too difficult if you follow the tips laid above.

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Medicare Simplified. Medicare insurance is a federal insurance program to a certain category of individuals. Medicare is provided to people who are 65 years and above, done cases of younger people who are disabled, people who suffer permanent kidney failure and in some cases people who have worked full-time for more than 10 years. Usually Medicare is categorized into two parts, as explained below. Part A Medicare. When it comes to Medicare, the it usually depends on several factors which are the following the federal and state laws, local decision to cover a certain person made by every insurance company in each state that have Medicare insurance program and national coverage decision made by Medicare on what should be included on the cover and what not to include.
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When you are covered in Medicare part A, it covers the following;
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Inpatient; the days you spend in the hospital. Medical Care the insured receive from a nursing hospital. The care their patient get from a hospice. Home health care is also covered in Medicare though not all of them. It is therefore important for you to read and understand the coverage in part A, do that you can know what to expect. Part B There is a set rate by the Congress to be paid in Medicare part B. Each year the premium for Part B Medicare increase by a certain percentage if you are late for enrollment. By a certain percentage, the premium for Medicare increases in each year if you don’t sign up on time. In Medicare part B plan, there is a penalty if you are late for enrollment. There are specific things that are covered in part B of Medicare which include the following; the outpatient services, the medical supplies, the doctor’s fees, and the preventive services. Part C. Medicare Part C is also known as that advantage plus plan, which is given by private insurance companies who work jointly with Medicare so that they can offer you with the benefits of Medicare Part A and B. When you enroll in a Medicare Advantage Plan, you will find that the Medicare services are included in the plan and are not paid in the original Medicare. The following are what covered in Medicare Advantage plan; health maintenance organizations, Medicare medical savings account plans, preferred provider Organizations, special needs plans and private fee for service provider. Part D. This part of Medicare adds the drugs prescribed to you by your doctor to the original Medicare, to Medicare medical savings, to specific Medicare cost plans and to certain Medicare private fee for services plans Call for action. Medicare plans are very important to those who are eligible for them, therefore take the step and enroll to enjoy all the benefits.

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Motion Alert: Consumer Guide to Driveway Alert Systems In addition to your standard security system, it is a good idea adding a driveway alert system most especially if you have a long driveway, giving you a notice once someone is approaching. A driveway alert system appears like a security light that is installed to a motion sensor with the use of wired or wireless connections, informing you if someone has driven or walked in your driveway. Many homeowners prefer in using stand-along driveway sensors than connections through the main alarm system because blowing debris, dust, animals, and other environmental factors may cause false alarms for an outdoor motion detector that cause more headaches than solutions. A driveway alert system is an important component of security, home control, energy efficiency, automated lighting control, and other useful systems. A driveway alarm has two components the sensor (use to detect vehicles or people in the driveway), and receiver (device alert). It can be connected to a burglar alarm for alerting security or homeowner after detecting an intruder, triggering a security camera. Driveway alarm systems are used in residential and commercial applications like retail drive thru applications (motion-activated outdoor lighting systems, motion sensor lanterns, and motion sensor street lamps). The three different types of motion sensors used in driveway alarms include passive infrared, magnetic probe, and rubber hose. Passive infrared motion sensors senses heat, detecting people and vehicles, but can also cause false alarms due to animals passing by or moving around. A magnetic probe is more expensive than passive infrared and it is used in detecting metal nearby and it only alarms when a vehicle moves. Rubber hose is common in commercial applications, wherein the pressure is applied on the top of the rubber hose air and pushed up to the hose that triggers the alarm. Driveway alarms are available both in wireless and wired packages, wherein magnetic probe systems are both available in hard wired and wireless systems, while rubber hose and infrared driveway alarm systems are generally sold as wireless systems. Wired driveway alert systems are flexible, more robust, and they be wired into your home automation system and enable programming at specific times, although they are more expensive than wireless systems. If you are looking for an effective, durable, and high-quality driveway alarm system, feel free to check our website or homepage or contact us directly. Find out more about our products and services as well as related articles about choosing the best driveway alarm system in the market today, product reviews, customer reviews, and product guides. Allow us to help you choose the right driveway alarm system for you, and when buying one, it is important to consider the quality, durability, flexibility, security features, cost, efficiency, and effectiveness, so order one now for higher security of your home or your business!Lessons Learned from Years with Driveways

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What I Can Teach You About Architects

Studio 2A: Your Ultimate Guide to 3D Architecture Renderings Services Today, 3D rendering services are used by a lot of businesses such as manufacturers, designers, architects, and developers. In manufacturing, the use of professional 3D rendering for product presentation is important before manufacturing the final product, also used in sharing photoreal 3D rendering across different social media platforms, and for taking pre-orders for your eCommerce or online store. Designers benefit much from high-quality 3D rendering services to present an interior before a space is built, avoiding costly mistakes, showing various concepts for one project, and getting the project approved in less time. For architects, you can use 3D architectural rendering to help decision makers in viewing and understanding proposed project with the use photoreal detail, easy planning, and a sure way to win your next competition. When speaking of three-dimensional rendering services, these are not just ways of transmitting information digitally but also a form of art. Architects and interior designers use architectural 3D rendering for their project presentations to convey an atmosphere, tell a story, and evoke emotions. You can achieve your goals sooner with 3D rendering services, providing appealing, accurate, impactful, and convincing picture. An important part of a successful three-dimensional visualization is the choice of perspective, which allows showcasing of the best features of exterior and interior design, and highlighting the features of a project that most viewers could not appreciate otherwise. For interior design 3D renderings, 3D artists use one-point perspectives, and use two-point perspectives for exterior 3D renderings. A 3D artists use the Rule of Thirds in a 3D rendering for more impact, for achieving balance, highlighting all the good parts of the exterior and interior designs, creating the needed symmetry, and evoking a feeling of calmness and comfort. Accoring to the Rule of Thirds, a 3D artist divides the nine equal parts by four lines, two going across, and two down, to get nine squares of focus,placing the most important parts along the lines near their the intersection points (the nearer the object is to the intersection, the more attention it gets). Architectural exterior rendering is the latest tool used for design presentations. When it comes to architectural rendering, there are two types including exterior architectural rendering for residential housing (single family house exterior rendering, exterior rendering for a multifamily residential building, architectural rendering for housing units, architectural rendering for a bid residence design), and commercial building rendering (exterior rendering for a skyscraper, resort hotel exterior rendering, exterior rendering for a hotel design, exterior rendering for an office building). If you are looking for experts in 3D rendering or 3D animation for your business, we are here to help you out. We are a 3D rendering company servicing clients in different business sectors including manufacturing, designing, developing, real estate, and others. For more information, feel free to visit our homepage or website.Learning The Secrets About Architects

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5 Reasons Your Business Should Have an Information Protection Policy

Information is the lifeblood of all businesses, but many business owners and high level managers often overlook the security of their business information to focus on what they consider more important; “the generation of revenue.” Many even know the risk well in advance but take on the mentality, “It will never happen to us.” Then the inevitable happens.

Experience has proven that the disregard for the protection of business information is disastrous. The smallest vulnerability in a business’s Information Security System (ISS) can and does cause businesses thousands, even millions of dollars in financial loss everyday. Experts have found that in the majority of the cases involving “loss” from the theft of information that the business owner(s) or managers were aware that potential breaches existed and did nothing to correct the issue. Experts also point out that in 99% of the cases that the cost to fix the breach would have been thousands to millions of dollars cheaper then the loss the business sustained from the breach itself.

According to “Trends in Proprietary Loss” (ASIS International, 2007) these are the top 5 reasons businesses of all sizes should have an active and progressive Information Security System (ISS) and Information Security Management System (ISMS) in place.

  • Loss of reputation/image/goodwill – Taking a hit in the pocket could be bad but not as half as bad as taking a hit to your reputation. Many business can rebound from loss of revenue but repairing your business reputation can cost astronomical time, effort and money. The implications are overwhelming in most cases.
  • Loss of competitive advantage in one product/service – When you have been working feverishly to stay ahead of the game but your competitor beats you to the finish line every time, “There’s a hole in your boat.” The leaking of trade secrets, product delivery timelines and other business processes can completely derail a business and destroy its competitive advantage.” In 2006 there was a well known case of information theft concerning an employee from a major beverage. That employee stole trade information and conspired to sell it to another beverage company for 1.5 million dollars.The employee was arrested after the competitor turned her in.
  • Reduced of projected/anticipated returns or profitability – This can occur when your competitor knows your pricing strategy. If they’re selling the same type of product or service as your business they can, and will easily outprice you.
  • Loss of core business technology or process – A quick Google search will give you some insight on how businesses lose billions in the process when technology is leaked or stolen. The case of the drawn out and costly battle of the “Cell Phone Giants” comes to mind. Do a Google search about it. There are some really insightful facts that you may not have known about the case.
  • Loss of competitive advantage in multiple products/services

All of the above are sound reasons while your business should have an active information security policy. I am of the opinion that any business that regularly loses money and fails to implement processes to stop it,will soon be out of business. Therefore, I encourage all business managers, executives and owners to take the protection of their information seriously. Make time to review your current information security processes and policy with your security manager. Listen to his/her concerns and recommendations. After all that is what you hired him/her for. Concentrate on making your security a “Necessary good” instead of a “Necessary evil” and dedicate a reasonable but flexible budget to immediately address new or unexpected security threats. It could truly save you a life of headaches, court battles and money in the end.

Below are a few recommendations that I believe will help any business to begin improving their information security process. It will also help to improve overall security in general.

Recommendations

  • Ensure that sensitive information is only accessible to a small group of people based on a need to know basis. This information is to be kept in a secure area with progressive and redundant security measures.
  • The first level of security can be posted signage that designates the level of authorization required to be in specific areas. These signs should also advise the consequences for ignoring them.
  • The second level of security may include CCTV cameras which are manned or unmanned (but have the ability to be reviewed later). Cameras serve as a good method to detect, deter and in some cases respond to nefarious behavior.
  • The third level of security mandates designated key cards or key fobs to enter restricted areas. This authorization can also be indicated by color coded ID badges. A security checkpoint guarded by trained security officers is also an option.
  • The fourth level of security concerns areas where the most sensitive information is held. This area should include CCTV cameras, locked file cabinets and safes. This should be supported by a well written Information Protection Policy created in partnership with an experienced security professional and it should be strictly adhered to.
  • Lastly, a schedule for audit and compliance should be instituted and a designated person appointed the responsibility for its oversight. This recommendation has more to do with Information Security Management, which I will discuss in a later topic.

General Information Security Practices

The preceding concerned security strategies for highly sensitive information however, we must not overlook the need for the security of general business information. Information comes in many forms and businesses must protect them all. Here are a few more tips that I recommend to improve your current Information Security Policy:

  • Ensure that all documents that contain personal, personnel and company information are always kept secure. This information should never be left lying around on someone’s desk or in their inbox. Always keep this type of information under lock and key and designate a person to ensure strict accountability.
  • Ensure that you have a information security policy in place and share it with your entire staff. This policy should include how to file or discard company information.
  • Ensure that your company has a shredder and include shredding regulations (what should be shredded, when and by whom) into your policy.
  • Always ensure that someone in your organization stays abreast of current cyber threats. This person is normally the head of the IT department or your security manager. He/she should also ensure that your anti-virus and firewall systems are regularly updated and tested. If your company does not have a dedicated IT department of manager it wouldn’t hurt to consult with an IT Security firm to get a check-up.
  • Ensure that your Information Protection policy includes regulations pertaining to thumb drives and portable hard drives. The policy should clearly state what information can be saved or uploaded from and to the devices. Also consult with your IT department to disable the USB ports on your computers and networks if necessary.
  • Finally, every business should have a Non-Disclosure Agreement. NDAs set the expectations for your employees as it pertains to the privacy of your business affairs, processes and materials. It also provides the recourse for violating the policy. can be found on the web, but I recommend consulting with your attorney to ensure that your NDA provides you and your business optimum protection.

That about sums it up. I believe that by implementing these strategies that every business can improve the protection of their information and reduce the chances of suffering financial loss. In many cases you may even increase your profitability, which is why we are all in business anyway. I hope that you found this information valuable. Never underestimate what a solid Information Security Program can do for you.

Thanks for reading and I hope that these quick security tips help to kick start or rekindle your Information Security Program.

Making Your Employees Understand the Value of Information

When deploying a bespoke information security awareness campaign, the ultimate aim is to build a mindset in which employees come to respect and protect the information they work with. To achieve this, it’s imperative that employees fully understand the value of that information.

Failing to understand the value of information is a major cause of information security breaches. For example, it’s the reason why sensitive information ends up in wastepaper baskets or recycling boxes, which subsequently exposes it to ‘dumpster diving’ – the practice of scouring company bins for useful competitor intelligence.

Failing to understand the value of information has led to some of the high profile ‘laptop left on a train’ incidents, where employees are walking around with sensitive information on their hard drives that hasn’t been encrypted for transport.

Failing to understand the value of information can even cause employees to talk themselves into doing things they’ve already been told is bad practice, such as connecting to an unsecure hotel wi-fi to check email. We’ve all been tempted to do it because of the convenience. What stops us is knowing how valuable the emails coming in and out are – all of which can be intercepted on an unsecure wireless connection.

Communicating value

The value of information is best communicated through a clear information classification scheme. For example, let’s use the traditional labels of ‘public’, ‘internal’ and ‘confidential’ information. One of the most effective methods of communicating value is to consider all of the information types within your organisation and categorise them under these headings. Turn that into a clear communication that allows employees to see exactly which information types should be considered under which classification. There are also some engaging and fun ways to embed this in your employees’ minds.

Make classification mandatory

Making classification of all documents mandatory also helps to embed this consideration of value. A classification must be assigned to every new piece of information that employees generate. Similarly, every piece of information they receive must be immediately checked for its classification. If a piece of information is passed on without a classification, then the practice of sending it back to the originator for classification will eventually cause this handling procedure to become second nature.

Protecting confidential information: Carrot or stick?

For most organisations, accidentally or intentionally disclosing confidential information is a disciplinary offence. As long as you state this as part of a campaign that simultaneously instils the value of information, then it can be quite effective.

However, bear in mind that the most effective internal communications campaigns succeed by aligning the objectives of the employee with the objectives of the organisation. Therefore, a more effective method is to make the employee see the personal value of protecting information at work. There are many messages that can be used, such as building the employee’s perception of their contribution to organisation success, and the need to protect the integrity of this achievement. You can also communicate how devastating an information breach can be – for example, through lost revenue or a fine from the Information Commissioner’s Office. An information breach could even cause enough lost competitive advantage that an organisation is no longer able to operate at the same size it was. This associates the concept of information security with job security.

Acformation – The New Information Paradigm

The First Paradigm – Age of Information (circa 1980 – 2000)

Information, coming in, captured the then market realities. It represented the collective market notions such as ideas, beliefs, etc. for a given time period. The Information Gradient (IG), the rate at the which a given information changed – proven, disprove etc. was fairly linear. In other words, the market behaviour was within the predictable limits of Organizational Think-tanks (OT).

The Second Paradigm – The Rise and Fall of Real Time Information (circa 2000 – 2012)

The changing market dynamics brought new problems to these OT. The IG lost its linearity. It became a victim to unforeseen market forces, and thus became more skewed. The Information captured did not convincingly represent the market notions.

It was then time for the next paradigm shift – the Real Time Information (RIT). But, RIT never represented information at all. It was a screenshot of the market notions at any point of time. It allowed the OT to ‘trust’ the market forces before taking any strategic decision.

It worked well for a while. Until RIT started losing the ‘realness’ of the information. As the real-time capturing of information peaked, companies started becoming more aspirational. They wanted information created a moment ago. While the technological advancements made it possible to capture and deliver information real-time, these companies found it difficult to put this information into perspective. For a vital component of the information made no sense – how useful is this piece of information for the immediate decisions to be made and its integrity for long-term strategic decisions.

The era of RIT came to end.

The Third Paradigm – The Age of Acformation (Present)

RIT is dead. How could a piece of information captured a minute ago make sense? More so, when information captured a minute ago will not be the same as the information that is to be captured the next minute. Especially in an industry such as Apparel or Footwear where the fashion trends are changing.

RIT lacks a continuity, in terms of aiding the business in taking market decisions.

Acformation was born. It stands for Actionable Information.

Acformation is radically different. It does not capture or represent information at all.

Acformation, in essence, represents the rate of change of information. In other words, it represents IG. IG is a meta-information, i.e. information about Information. It provides the much need context for the information, and is thus, Actionable.

Understand your company’s Information Structure

As a retailer, you need to understand the Information Structure of your business.

Primary Information (PI)

Stock Levels

What do you have? How much of it do you have?

Sales

What has been sold?

How much of it has been sold?

Secondary (or Meta) Information (SI)

What did this customer buy?

How much did the customer buy?

What is the Customer Profile?

What is the customer buying history?

Miscellaneous Information (MI)

Company Performance

Accounts and Balance.

Actionable Information (AI)

Given the PI, SI & MI levels, how disposed is the customer (or a group of them) to buy in the future?

How likely will the purchase be made?

How frequent will this happen?

Will there any change in their preferences as result?

How resources is your shop in making this happen?